Personal Umbrella Policy

To feel thoroughly confident that your assets and future are protected, consider adding an extra layer of protection provided by a personal umbrella liability insurance policy.


What’s Peace of Mind Worth to You?
An umbrella policy takes liability protection to the next level: if your home, auto, or other underlying insurance policy’s liability limits are exhausted, your umbrella policy takes over and provides additional protection.

Generally, umbrella insurance policies are low in cost and high in the comfort of knowing you’re covered no matter what.


Is Your Liability Insurance Sufficient?
While all of our agents at Florida Regional Insurance are positive thinkers who try not to assume the worst case scenario, accidents do happen and we want to make sure you’re covered. Say your dog bites your neighbor’s child or a fire in your condo spreads to other units—God willing, those things will never happen, but you want to be prepared for the curveballs that life will hurl at you from time to time.

Ensuring that your liability limits offer adequate protection for you, your assets, and your future earnings is the first step in sleeping soundly at night, knowing with certainty that you’re covered.

Liability Insurance Starts When Other Coverages Stop
As soon as the liability limits on your home, auto, or other policy are exhausted, your umbrella policy takes over, providing an additional layer of protection. The basic limit tends to lie at $1,000,000, but many insurers offer even higher limits.

Your Florida Regional Insurance agent will help you determine how high to set the limit based on your assets, your possessions, and the level of security you desire.

Broad Coverage
Umbrella insurance policies may also pay claims that your home, auto, or other underlying insurance policies don’t cover. Moreover, your spouse, children, and all family members living in your household are covered all over the world, all the time and your legal defense fees are take care of too.

You get to call the shots when it comes to your umbrella insurance policy: by working closely with one of our Florida Regional Insurance agents, we will find the most effective personalized umbrella insurance policy to protect you, your family, and your future. 

Phone   (954) 621-3515       Text   (954) 866-8772